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Send International
and Domestic Payments

Move money where it needs to go. Pay vendors, suppliers, and partners across borders or down the street, with full visibility and control

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International Business Payments Designed Around Your Needs

Streamline your transactions with secure, integrated solutions designed to optimize your workflow

Workload-ICON

Reduce Admin

Spend 80% less time doing admin, with automated supplier onboarding and payment management. 

Protect-money

Improve Data Security

Protect sensitive data by collecting, storing, and verifying vendor banking details through a secure portal. 

Workload-ICON

Use Existing Software

Leverage your existing tools with APIs compatible with all major accounting software and ERP systems. 

Built Around Your Payments Workflow

aPay fits into existing processes and finance systems.
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  • Use file upload or connect by API

  • Integrate with your ERP or accounting software

  • Keep your current banking relationships

  • Go live in weeks, not months

Book a Demo

Key capabilities that support international payments

Payment Automation

Reduce 80% of your workflow by automating international payment processes. From supplier onboarding to payment validation and account reconciliation, automation streamlines your entire process from start to finish.

Payment-Validation
FX-Pricing

Real Time FX Pricing

Execute spot transactions and secure forward contracts at favorable exchange rates, with real time FX pricing in over 140 currencies and in-country ACH payments in over 50 currencies.

Seamless Integration

Get up and running within days with file integration. Connect existing accounting software within weeks and integrate fully customized workflows, thanks to versatile APIs and an experienced support team by your side.

Seamless-Intergration
Full-Payment-Visibility

Full Payment Visibility

Take control and reduce surprises with real-time payment tracking. See the current status, delivery dates, rates and fees applied to your international business payments.

What People Are Saying About Us

4-1
"Our previous bank was too big to care or think outside the box. Now, Ascendant’s team works with us to find solutions that work, such as using APIs to instantly book and buy rates.”

CEO

AUTOMOTIVE EXPORTER
4-1

“We trust Ascendant because we can always reach someone who knows our business. Their team goes above and beyond, offering practical guidance not just on FX, but on payments and banking overall.”

 

TREASURY MANAGER

FITNESS EQUIPMENT SUPPLIER
4-1

“Ascendant gives us faster, more transparent FX with significantly lower costs than traditional providers. Their team feels like a true partner, and that consistency and commitment really stand out.”

HEAD OF PAYABLES

GLOBAL FINTECH COMPANY
4-1

“We get quotes almost instantly, even for more complex currencies, and execution is always reliable. The platform is simple to use, and the team is incredibly responsive when we need support.”

NORTH AMERICAN TREASURER

INTERNATIONAL CONSULTING FIRM
4-1

“Ascendant has played a key role in helping us advance our technology. Their team is incredibly responsive and works alongside us to build solutions that fit our needs.”

DIRECTOR OF FINANCE

GLOBAL RELOCATION COMPANY
4-1

“We trust Ascendant because they’re always available and easy to work with. The platform is intuitive, and reporting and vendor management are simple to maintain.”

DIRECTOR OF FINANCE & ACCOUNTING

LUXURY CRUISE LINE

FAQs

Making international business payments should be simple. If you can’t find the answer you’re looking for here, contact us

 

How fast are international payments delivered?

Payments are processed very quickly. Delivery times range from real time (within minutes) to traditional spot value transactions (2+days), depending on the currency and type of payment selected.

How do I make international business payments automated?

Automation is straightforward. Seamlessly integrate payment processes into your existing systems using our REST API and file integration options.

When sending payments, do our suppliers incur fees?

No. Your suppliers won’t pay any fees when you use local area networks for transactions.

How do I send money internationally?

With Ascendant, you can send international payments through our secure aPay platform or API. Simply upload your payment file, select the currency, and we’ll handle the conversion, compliance, and delivery to over 210 countries and territories.

Can I automate recurring payments?

Yes. Ascendant allows you to automate recurring vendor payments using tools like SchedulePay. You can set payment frequencies, approval rules, and payment dates in advance—saving time and reducing manual tasks.

What payment types are supported?

Ascendant supports multiple payment methods including Wires, Global ACH (ACH, EFT, SEPA), and drafts. We’ll help you choose the most cost-effective and timely option for each destination and currency.

What happens if a payment is returned?

If a payment is returned, Ascendant notifies you immediately and investigates the reason. Our Payee Intelligence™ tool helps minimize returns by validating all banking data upfront—keeping our return rate under 0.5%.

How can I track the status of my payment?

You can track your payment in real time using Track 360, our end-to-end payment tracking tool. It shows you and your payee the current status, location, intermediary fees, and when the funds are credited—just like tracking a package.

What support does the government offer for international business payments?

Governments have resources for business doing payments internationally. Many times these resources do not reflect the most current technology. Here are a few links:  United States, United Kingdom, Canada.   

How can I automate global vendor payments with minimal IT lift?

You can use Ascendant’s platform to automate payments to vendors worldwide—no heavy IT project required. We offer simple options like file uploads, easy online tools, or direct integrations. Most businesses can get started without changing their existing systems, and setup is quick.

What makes Ascendant more secure and transparent than banks or generic fintechs?

Ascendant puts your security first, using strong data protection, secure logins, and regular audits. You get real-time tracking for every payment, so you always know where your money is and what fees apply. Unlike many banks or basic fintechs, we show you the full payment journey and support you directly if questions come up.

Modernize your international payments today

Talk to our experienced team to find out how we could help your business.

Contact Us

The Latest International Payments Insights

Stay ahead of the curve with news and expert commentary that takes your business forward.

Streamline Receivables Operations with FTNI and ETran

Streamline Receivables Operations with FTNI and ETran

Finance teams are under pressure to move faster, reduce errors, and keep up with growing payment volume. Manual posting, disparate systems, and limited visibility make it harder to manage receivables efficiently and confidently..

by • February 10, 2026 03: 03: 28 AM

The Davos Revolt and the Warsh Rescue

The Davos Revolt and the Warsh Rescue

Before diving into the geopolitical shifts at Davos, we must look at the scoreboard. January was a rare unanimous month where every major currency gained significant ground against the USD. While the USD’s “benign neglect” provided the baseline, these specific factors amplified the moves: ....

by • February 3, 2026 03: 03: 28 AM

Year-End Report Card

Year-End Report Card

2025 delivered a broad-based setback for the USD, which declined against all major currencies. Year to date, the greenback is down 14.46% against the Swiss franc, 13.36% against the euro, 7.81% against the Australian dollar, 7.54% against the British pound, 4.81% against the Canadian....

by • January 6, 2026 03: 03: 28 AM