Global ACH lets you send international payments through local banking networks, without opening and managing bank accounts in every country where you do business.
By avoiding the chain of correspondent banks often involved in international wires, Global ACH can reduce payment costs and help ensure your vendors receive the full amount you intended to send.
Pay cross-border vendors like a local. We handle the FX, payment validation, and local routing behind the scenes.
Tell us who you’re paying, where they’re located, and how much you want to send. Payee details are validated before the payment is released.
Funds are exchanged at competitive FX rates before being routed locally.
We route the payment through the recipient country’s local banking network, using domestic payment rails rather than a chain of correspondent banks.
Your vendor receives the funds directly into their bank account like a domestic payment, with the full payment amount delivered. You receive confirmation once the payment is sent.
Send cross-border payments securely through global banking networks. Best for high-value, urgent, or one-time payments, and for corridors where a local rail isn't yet supported.
Use local payment rails to reduce fees and improve payment speed. Best for recurring, high volume payments.
Send a physical payment when a check is still required. Available for specific payment needs where electronic delivery is not an option.
Tell us the destination, currency, frequency, and value of your payments. We’ll help you determine the right payment method for each one. For many businesses, that means using a mix rather than forcing every payment down the same route.
A practical breakdown of how to route international payments by cost, speed, and destination, built for AP and treasury teams.
The real differences between Global ACH and wire transfers
Common payment challenges finance teams run into
Best practices for managing cross-border payments
When each payment method actually makes sense
How to reduce costs and cut down on failed payments
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Your ERP was not built to store global payment data. Different countries, currencies, and banking systems require different payment fields, formats, and regulatory information. Ascendant securely captures and stores that data outside your internal systems.
Payees enter and manage their own banking information through a secure self-service portal, reducing the burden on your finance team and improving payment accuracy from the start.
Most international payment failures start with incorrect or incomplete beneficiary data. Payee Intelligence™ captures, validates, and verifies payment details before funds are released, helping reduce costly returns, delays, and manual investigations.
Automatically prompts for country- and currency-specific banking requirements
Real-time SWIFT, IBAN, and routing code validation
Payment return rates under 0.5%
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Set vendor payments in advance and automate recurring disbursements based on defined schedules and approval rules.
Schedule single or recurring payments in advance
Approval workflows and user permissions by amount or payment type
Reduces last-minute processing and improves cash flow visibility
