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Real-time International Payment Tracking for your Business

Track 360 gives your team and your vendors live visibility into every cross-border payment, from initiation through final delivery. Built on SWIFT gpi, the global standard for cross-border payment tracking, and integrated directly into Ascendant's payments platform.

 

 

WHAT IS TRACK 360?

End-to-End Payment Transparency

Cross-border payments can pass through multiple intermediary banks, making it difficult to understand where a payment is, why it's delayed, or why the final amount differs from what was sent. Track 360 provides direct access to payment status, routing information, fee visibility, and delivery confirmation, helping teams answer questions faster and manage payments with greater confidence.

Payment initiated
Your team sends a cross-border payment through Ascendant. A unique transaction reference is assigned and tracking begins immediately.
Live status at every hop
Track 360 shows each institution in the correspondent banking chain as the payment moves through them, including timestamps and any fee deductions at each stage. 
FX and fee visibility
See exactly where exchange rate conversions occurred and what fees intermediary banks applied, so the final delivered amount is never a surprise.
Delivery confirmed
Track 360 confirms the exact date, time, and amount credited to the beneficiary, with full remittance details intact for easy reconciliation.
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HOW IT WORKS

Transparency Across the Full Payment Cycle

Track 360 brings package-tracking style visibility to international payments. Your finance team sees the full payment journey in real time. Your vendors can track incoming payments on their own, with a dedicated tracking link.

1

For your team

Monitor payment status, routing, fees, and delivery confirmation from your Ascendant platform, without opening a support ticket.

2

For your vendors

Send vendors a tracking link when a payment is initiated. They can follow the payment themselves, reducing inbound inquiries to your AP team

3

Powered by SWIFT gpi

Built on SWIFT gpi capabilities and integrated directly into Ascendant's global payments infrastructure for accurate, real-time data.

WHY FINANCE TEAMS CHOOSE ASCENDANT

Every Question Answered Before Its Asked

Track 360 surfaces the tracking data that matters to finance teams, accounts payable, and treasury, without you needing to call your bank.

real-time-tracking

Full payment routing

See every institution in the chain, from your originating bank through each correspondent bank to the beneficiary.

currency (1)

Fee and FX transparency

Understand exactly where fees were deducted and how exchange rate conversions affected the final delivered amount.

delivered

Delivery confirmation

Confirm the exact date, time, and amount received by the beneficiary, with full remittance details intact.

pay-per-click

Live status updates

Monitor payments in real time and receive alerts when a payment status changes or requires attention.

stamp

Complete remittance data

Full, unaltered remittance information travels with the payment, simplifying reconciliation for both parties.

payment-gateway

Vendor self-service

Share a tracking link directly with your vendor or supplier. They can check payment status themselves, without contacting your AP team.

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SWIFT GPI AND TRACK 360

Visibility in your hands.

International payments generate uncertainty when teams cannot see where money is, who is processing it, or when it will arrive. SWIFT gpi captures this information throughout the payment journey across 4,000+ institutions in 198 countries. 

As a business, accessing that data has traditionally meant going through your bank.

Track 360 makes it accessible to you. Your team and your vendors can see routing, fees, and delivery status in real time  

SAVE TIME AND HEADACHES

Reduce Operational Work Across Finance

Track 360 helps finance teams:

  • Reduce supplier payment inquiries

  • Eliminate manual payment investigations

  • Resolve payment issues faster

  • Improve reconciliation accuracy

  • Increase confidence in payment delivery

  • Spend less time coordinating with banks

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WHO IT'S BUILT FOR

Built for every stakeholder in the payment process.

CFOs & Controllers

  • Fewer payment investigations
  • Faster month-end reconciliation
  • Improved cash flow forecasting
  • Better supplier relationships

Accounts Payable Teams

  • Fewer "where is my payment?" emails

  • Instant proof of payment status

  • Less time on manual investigation

  • Clear escalation path when issues arise

Treasury
Teams

  • Visibility into fee leakage
  • Better understanding of routing costs
  • Confirmed payment timing
  • Data to optimize future payments

Vendors & Suppliers

  • Self-service tracking without calling AP
  • Confirmation of amount en route
  • Greater confidence in delivery
  • Faster dispute resolution

See Track 360 in action

Book a demo and we'll walk you through a live payment journey.

TESTIMONIALS

What People Are Saying About Us

4-1
"Our previous bank was too big to care or think outside the box. Now, Ascendant’s team works with us to find solutions that work, such as using APIs to instantly book and buy rates.”

CEO

AUTOMOTIVE EXPORTER
4-1

“We trust Ascendant because we can always reach someone who knows our business. Their team goes above and beyond, offering practical guidance not just on FX, but on payments and banking overall.”

 

TREASURY MANAGER

FITNESS EQUIPMENT SUPPLIER
4-1

“Ascendant gives us faster, more transparent FX with significantly lower costs than traditional providers. Their team feels like a true partner, and that consistency and commitment really stand out.”

HEAD OF PAYABLES

GLOBAL FINTECH COMPANY
4-1

“We get quotes almost instantly, even for more complex currencies, and execution is always reliable. The platform is simple to use, and the team is incredibly responsive when we need support.”

NORTH AMERICAN TREASURER

INTERNATIONAL CONSULTING FIRM
4-1

“Ascendant has played a key role in helping us advance our technology. Their team is incredibly responsive and works alongside us to build solutions that fit our needs.”

DIRECTOR OF FINANCE

GLOBAL RELOCATION COMPANY
4-1

“We trust Ascendant because they’re always available and easy to work with. The platform is intuitive, and reporting and vendor management are simple to maintain.”

DIRECTOR OF FINANCE & ACCOUNTING

LUXURY CRUISE LINE

FAQs

Making international business payments should be simple. If you can’t find the answer you’re looking for here, contact us

 

How fast are international payments delivered?

Payments are processed very quickly. Delivery times range from real time (within minutes) to traditional spot value transactions (2+days), depending on the currency and type of payment selected.

How do I automate international business payments?

aPay supports both API connectivity and secure file-based workflows, allowing you to automate payment processing without replacing your ERP or accounting system. Upload payment files directly from your existing systems or connect through API for straight-through payment processing, validation, approvals, tracking, and reconciliation.

When sending payments, do our suppliers incur fees?

It depends on the payment method and destination country. Traditional international wire transfers can involve intermediary or receiving bank fees that may reduce the final amount delivered. When available, Global ACH payments route funds through local banking networks, helping recipients receive the full payment amount with fewer fees and deductions.

How do I send money internationally?

With Ascendant, you can send international payments through our secure aPay platform or API. Simply upload your payment file, select the currency, and we’ll handle the conversion, compliance, and delivery to over 210 countries and territories.

Can I automate recurring payments?

Yes. Ascendant allows you to automate recurring vendor payments using tools like SchedulePay. You can set payment frequencies, approval rules, and payment dates in advance—saving time and reducing manual tasks.

What payment methods are supported?

Ascendant supports multiple payment methods including Wires, Global ACH (ACH, EFT, SEPA), and drafts. We’ll help you choose the most cost-effective and timely option for each destination and currency.

What happens if a payment is returned?

If a payment is returned, Ascendant notifies you immediately and investigates the reason. Our Payee Intelligence™ tool helps minimize returns by validating all banking data upfront—keeping our return rate under 0.5%.

How can I track the status of my payment?

You can track your payment in real time using Track 360, our end-to-end payment tracking tool. It shows you and your payee the current status, location, intermediary fees, and when the funds are credited—just like tracking a package.

What support does the government offer for international business payments?

Governments have resources for business doing payments internationally. Many times these resources do not reflect the most current technology. Here are a few links:  United States, United Kingdom, Canada.   

How can I automate global vendor payments with minimal IT lift?

You can use Ascendant’s platform to automate payments to vendors worldwide—no heavy IT project required. We offer simple options like file uploads, easy online tools, or direct integrations. Most businesses can get started without changing their existing systems, and setup is quick.

What makes Ascendant more secure and transparent than banks or generic fintechs?

Ascendant puts your security first, using strong data protection, secure logins, and regular audits. You get real-time tracking for every payment, so you always know where your money is and what fees apply. Unlike many banks or basic fintechs, we show you the full payment journey and support you directly if questions come up.

Modernize your international payments today

Talk to our experienced team to find out how we could help your business.

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