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International Payments for Business

Managing international payments should not slow your business down.

At Ascendant, we help businesses and financial institutions move money globally with more clarity, control, and confidence. Whether you're paying suppliers overseas or managing payments across multiple currencies, our international payment platform, aPay is designed to simplify the process from end to end.

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Speak with a Payments Specialist

3,000+

Active customers

130+

Supported currencies

<1%

Payment return rate

210+

Countries and territories

1

Unified Platform

Simplify International Payments Across 210+ Countries

Sending payments internationally often comes with unnecessary complexity. Fragmented banks, inconsistent timelines, hidden fees, and limited visibility can make it difficult to stay in control.

Ascendant brings everything together into a single platform, giving you a more streamlined and reliable way to manage global payments. From one dashboard, you can send funds, manage currencies, and track transactions without the back and forth.

Whether you're a growing business or a financial institution supporting your clients, we make international payments easier to manage.

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A Better Way to Manage Cross-Border Payments

International payments should feel predictable, not complicated. That's where the right infrastructure makes a difference.
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Send Payments Globally

Easily send payments to partners, suppliers, and vendors around the world, supported by a wide network of countries and currencies.


Expand International Payment Reach ➜ 

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Manage FX with Transparency

Foreign exchange is often where costs become unclear. With Ascendant, you have access to competitive rates and full transparency into pricing. 

Reduce Foreign Exchange Costs ➜ 

real-time-tracking
Track Payments in Real Time

Not knowing where a payment stands can create unnecessary stress. With full visibility into every transaction, you always know what’s been sent, where it is, and when it will arrive. 

Improve Payment Visibility ➜ 

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Automate Payment Workflows

Manual processes slow teams down and increase the risk of errors. By integrating payments into your existing systems, you can reduce repetitive tasks and improve efficiency across your workflows.  

Simplify Finance Operations ➜

What People Are Saying About Us

4-1
"Our previous bank was too big to care or think outside the box. Now, Ascendant’s team works with us to find solutions that work, such as using APIs to instantly book and buy rates.”

CEO

AUTOMOTIVE EXPORTER
4-1

“We trust Ascendant because we can always reach someone who knows our business. Their team goes above and beyond, offering practical guidance not just on FX, but on payments and banking overall.”

 

TREASURY MANAGER

FITNESS EQUIPMENT SUPPLIER
4-1

“Ascendant gives us faster, more transparent FX with significantly lower costs than traditional providers. Their team feels like a true partner, and that consistency and commitment really stand out.”

HEAD OF PAYABLES

GLOBAL FINTECH COMPANY
4-1

“We get quotes almost instantly, even for more complex currencies, and execution is always reliable. The platform is simple to use, and the team is incredibly responsive when we need support.”

NORTH AMERICAN TREASURER

INTERNATIONAL CONSULTING FIRM
4-1

“Ascendant has played a key role in helping us advance our technology. Their team is incredibly responsive and works alongside us to build solutions that fit our needs.”

DIRECTOR OF FINANCE

GLOBAL RELOCATION COMPANY
4-1

“We trust Ascendant because they’re always available and easy to work with. The platform is intuitive, and reporting and vendor management are simple to maintain.”

DIRECTOR OF FINANCE & ACCOUNTING

LUXURY CRUISE LINE

Ready to cut the cost of moving money globally?

See how much you could save compared to your current bank or payment provider.

See How Ascendant Simplifies Global Payments
Request a Demo

A Better Way to Manage Cross-Border Payments

 International payments should feel predictable, not complicated. That’s where the right infrastructure makes a difference.  

Send Payments Globally

Easily send payments to partners, suppliers, and vendors around the world, supported by a wide network of countries and currencies.

 

Manage FX with Transparency

Foreign exchange is often where costs become unclear. With Ascendant, you have access to competitive rates and full transparency into pricing. 

 

Track Payments in Real Time

Not knowing where a payment stands can create unnecessary stress. With full visibility into every transaction, you always know what’s been sent, where it is, and when it will arrive. 

 

Automate Payment Workflows

Manual processes slow teams down and increase the risk of errors. By integrating payments into your existing systems, you can reduce repetitive tasks and improve efficiency across your workflows. 

Built for Businesses and Financial Institutions

Every organization approaches international payments differently, but the need for
efficiency, visibility, and control is shared across the board.

For Businesses and Enterprise Teams

Managing international payments often means balancing supplier relationships, foreign exchange exposure, and operational efficiency. Ascendant helps finance teams simplify global payment operations while improving visibility and control.

Benefits:
✓ Reduce foreign exchange costs
✓ Streamline global payables workflows
✓ Gain real-time payment visibility

Explore business payment solutions ➜ 

For Financial Institutions


Deliver international payment capabilities your clients expect without the complexity of building and maintaining your own infrastructure. Ascendant helps financial institutions expand services while maintaining compliance and control.

Benefits:
✓ Offer international payment services
✓ Support client growth with scalable infrastructure
✓ Access compliance and operational expertise

Explore financial institution solutions ➜ 

Across Industries

Ascendant supports businesses across industries where international payments, foreign exchange, and supplier relationships are critical to daily operations.

Explore how our tailored solutions help organizations manage cross-border payments with greater visibility, efficiency, and control.

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Financial Services

Deliver international payment capabilities to your clients with secure infrastructure, compliance support, and scalable solutions built for financial institutions.

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Farming & Agriculture

Manage payments for machinery, parts, equipment, and international suppliers with more control over foreign exchange costs and cross-border payment timelines.

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Manufacturing

Support global suppliers, equipment purchases, and international vendor payments with better visibility, competitive foreign exchange rates, and a more efficient payment process.

Learn More
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Relocation

Simplify global payments for employee moves, housing providers, and international vendors while improving payment visibility and reducing operational complexity.

Learn More
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Retail

Pay global suppliers faster, manage multi-currency payments with confidence, and improve visibility across your international purchasing and inventory operations.

Learn More
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Automotive

Support international vehicle, parts, and equipment payments with streamlined workflows, transparent FX pricing, and better control over cross-border transactions.

Learn More

Reduce Payment Delays and Operational Bottlenecks

Move money globally with fewer manual steps, fewer errors, and better visibility across every payment workflow.

Speak to a Payments Specialist

How Our International Payment Platform Works

Getting set up with international payments shouldn't be another project. Here's how it works from your first conversation to your first settled payment.
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Upload or initiate payments
through our platform

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Convert currencies with
real-time exchange rates

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Send payments through
secure global networks

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Track every payment
from start to finish

Why Choose Ascendant For International Payments?

Organizations choose Ascendant because we combine global payments expertise, innovative technology, and personalized support to help simplify cross-border payments.

Easy to Integrate

Get up and running in weeks, not months, with flexible integrations and a platform designed to fit into your existing workflows, helping reduce manual processes and improve efficiency.

 

Secure and Compliant

Move payments confidently through secure infrastructure supported by strong compliance controls, proactive safeguarding, and ISO 20022 aligned capabilities.

 

Full Payments Ecosystem

With the addition of FTNI, Ascendant supports more of the payment lifecycle, helping finance teams streamline both payables and receivables with greater visibility and fewer errors. 

 

Growth-Minded Support Team

Work with seasoned payments and foreign exchange specialists who understand the complexities of international payments and provide tailored solutions aligned to your business goals.

 

Global Payments Network

Send and receive payments in 210+ countries and territories and 130+ currencies through a trusted global network built to support businesses and financial institutions.

 

Real-Time Visibility

Track every payment from initiation to delivery with greater transparency, helping your team stay informed, reduce follow-ups, and manage global payments with confidence.

 

AR, AP and FX. One partner for the complete payments lifecycle.

International payments are only have the picture. With the addition of FTNI's ETran receivables platform, Ascendant now covers the full flow: money in, money out, and the reconciliation in between. 

By bringing FTNI's receivables expertise together with Ascendant's international payment platforms, we give you control over the entire payment lifecycle, from invoice to settlement, across domestic and international flows. 

Accounts Payable


aPay Platform

Send cross-border payments in 130+ currencies with transparent FX pricing, payee validation and real-time tracking. 

Learn More

Accounts Receivable

ETran by FTNI

Accept and automate incoming payments across every channel, from ACH and lockbox to card and mobile, on one platform. 

Learn more

Foreign Exchange


FX Management

Manage multi-currency exposure, lock in forward rates, and gain visibility into FX risk accross every transaction and entity. 

Learn more

Trusted, Secure, and Built for Global Payments

When it comes to international payments, trust and security are essential.
 
Ascendant operates with a strong focus on compliance, transparency, and reliability, including ISO 20022 aligned messaging standards and secure global payment infrastructure.
 
Our goal is to give you confidence in every transaction, knowing your payments are handled with care and precision.

Send Payments
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Reduce Costs and Improve Visibility in Global Payments

Traditional approaches to international payments often come with trade-offs. Higher fees, slower processing times, and limited transparency can make it difficult to operate efficiently.

Ascendant offers a more modern alternative, helping businesses reduce costs while gaining full visibility into their payment activity.

Instead of reacting to issues after they happen, you have the tools to stay ahead of them.

Get in Touch

We'd love to learn about your business needs, payment challenges and initiatives.

Let us know how we can help and a member of our team will follow-up with you shortly.

Want to talk even sooner? Chat with a member of our team during our regular business hours of 8AM - 5PM Eastern, and give us a call toll free: 1-877-452-7185

We look forward to speaking with you soon!

International Payments Resources

Explore product sheets, guides, and educational resources designed to help organizations simplify international payments.

FAQs

Receiving international business payments should be simple. If you can’t find the answer you’re looking for here, contact us

 

What is the best way to send international payments for business?

Our dedicated international payment platform, aPay, allows businesses to reduce costs, improve efficiency, and gain better visibility compared to traditional banking methods.

How long do international payments take?

Timelines vary depending on currency and destination, but faster options are available depending on the payment route. Contact us to receive a quote.

How can I reduce FX costs?

Working with a provider that offers competitive exchange rates and transparent pricing helps lower overall costs.

Can I track international payments?

Yes. With our Track 360 solution you gain full visibility into each transaction, you can monitor your payments from initiation through to delivery.

Can international payments integrate with our existing systems?

Yes. Ascendant’s platform is designed to integrate with existing finance and ERP workflows, helping teams reduce manual processes and improve efficiency.

Why do businesses choose Ascendant over traditional banks?

Businesses choose Ascendant for greater visibility, competitive foreign exchange pricing, dedicated support, and technology built specifically for international payments.

How are your FX rates determined?

We offer competitive market-based rates without the hidden markups typical banks layer on. Your dedicated specialist can walk you through pricing before you transact.