Unlock new revenue from cross-border payments and protect your most valuable client relationships.
aPay Pro connects financial institutions to a global payments network through their existing systems. Offer the international payments your clients expect while keeping them inside your ecosystem.
Your clients with global payment needs are often your highest-value relationships. They expect to manage everything, including international payments, through the institution they trust. When you can support their full financial needs, they stay with you. When you cannot, they start to look elsewhere.
aPay Pro helps you keep that business. It is an international payments platform for financial institutions that connects you to a global payments network through your existing systems. You can offer a full suite of cross-border payment capabilities without the cost, complexity, or compliance burden of building it in-house.
Banks & Credit Unions Supported
Supported Currencies
Countries and Territories
Payment Return Rate
Less Manual Processing
aPay Pro sits behind your existing core and digital banking platforms and powers a complete international payment service under your brand. Your staff initiates payments inside the same interface they use every day. Your clients never leave your environment.
Validate beneficiary banking details, including IBAN and IFSC requirements, before payments are released from your platform.
Issue foreign currency bank drafts payable in the recipient's local currency.
Integrate with your core or digital banking platform via API, file transfer, or single sign-on.
Upload payment files from your ERP or accounting system, create payments directly in aPay Pro, or connect through API for automated straight-through processing.
Beneficiary details are automatically verified using global banking databases and country-specific requirements before funds move.
Payments route through global and local rails. Track 360 delivers real-time status, fee, FX, and delivery confirmation
Connect via API, file transfer, or single sign-on. Your team initiates international payments in the same interface they use every day.
Pre-built integrations with:
Offer commercial clients global payment capabilities that compete with larger banks, without the cost and complexity of building it internally.
Give business members the international payment services they expect, while reducing operational workload and compliance complexity.
Deliver scalable international payment infrastructure that enables member institutions to offer global payments under their own brand.
Help member credit unions attract and support larger business relationships with scalable global payment capabilities.
aPay Pro processes and stores sensitive beneficiary data on Ascendant's infrastructure. Sanctions screening, AML controls, and audit trails are built in. Your team focuses on clients, not compliance overhead.
Licensed and regulated in Canada, the United States, and the United Kingdom.
Every client works with a dedicated account manager who understands your payment operations, FX exposure, and day-to-day workflow. Instead of being passed between departments, you have one experienced point of contact who coordinates everything across onboarding, payments, treasury, and support.
Deploy aPay Pro embedded in your digital banking environment or as a standalone portal under your own domain, logo, and color palette. Clients access it as an extension of your institution, not a third-party tool.
Your brand stays front and center at every step. Ascendant's infrastructure runs the payment.
We also help financial institutions position and market their international payment services effectively. From website copy and service descriptions to client-facing messaging, we provide the content needed to clearly communicate your global capabilities online.
Get the latest resources and learn how we support banks and credit unions with international payments
“Ascendant gives us the infrastructure we need to offer international payments without adding complexity or compliance burden. It integrates seamlessly into our existing systems.”
EVP & COO
BANKERS BANK“Ascendant has played a key role in helping us advance our technology. Their team is incredibly responsive and works alongside us to build solutions that fit our needs.”
DIRECTOR OF FINANCE
GLOBAL RELOCATION COMPANY“We get quotes almost instantly, even for more complex currencies, and execution is always reliable. The platform is simple to use, and the team is incredibly responsive when we need support.”
NORTH AMERICAN TREASURER
INTERNATIONAL CONSULTING FIRM“Ascendant replaced a slow, manual wire process with a simple, easy-to-use platform. It’s reliable, efficient, and eliminates the need for constant back-and-forth.”
MANAGER OF PAYMENT OPERATIONS
FEDERAL CREDIT UNION“We’ve worked with Ascendant for years because they deliver on both pricing and service. They are knowledgeable, professional, and make global payments straightforward for our team.”
NORTH AMERICAN TREASURER
INTERNATIONAL CONSULTING FIRMReceiving international business payments should be simple. If you can’t find the answer you’re looking for here, contact us
Yes. To enhance security in managing international payees, a new payee won’t be activated until you authorize them within aPay.
Required banking data depends on the country and payment method, but typically includes account number, routing code, bank name, and payee contact details. Payee Intelligence™ guides users through exactly what’s needed for each country.
Yes. Vendors can securely update or submit their own payment information through a guided, self-service portal powered by Payee Intelligence™. This reduces back-and-forth emails and minimizes input errors.
Ascendant reduces returned payments with real-time validation, country-specific data prompts, and a 0.5% return rate benchmark. Our system checks all data before processing and flags issues immediately, preventing costly errors before they occur.
Yes. You can invite and validate hundreds (or thousands) of vendors in a few clicks. We streamline data collection and minimize errors from the start.
Vendors can update their information securely through aPay, our online platform. All changes are verified before payments are sent out, keeping your data clean and payments accurate.
Banks can integrate with a cross-border payments platform that connects to global banking networks and FX liquidity providers. This allows the institution to offer international payments without building its own global infrastructure.
Yes. Credit unions can provide international payment services by integrating a global payments platform into their digital banking or core systems.
Ascendant's Payee Intelligence tool validates beneficiary details automatically using global banking databases and country-specific payment requirements before funds are sent.